Medicare Doesn't Have to Be Confusing.
We Make It Simple. Free.
A real local North Central Florida advisor walks you through your Medicare options by phone, virtually, or in person, in plain English. No pressure. No cost. No call-center scripts.
- Avoid common enrollment mistakes (and the lifetime penalties they cause).
- Understand your real options without the alphabet-soup jargon.
- Independent local guidance. We don't cold-call you, ever.
Or request a callback if you'd rather we reach out first.
763 SW Main Blvd
Why new-to-Medicare folks in North Central Florida start with us
Independent. Local. The carrier pays our fee, never you.
From real North Central FL clients, verified on Google.
Same Lake City team. Independent agency.
Alachua, Bradford, Clay, Columbia, Duval, Levy, Marion, Suwannee.
Your first Medicare meeting. What to expect.
Three relaxed steps. No pressure. You decide every move.
We listen
Tell us when you're turning 65, your current employer coverage, your doctors, your medications. We don't lecture. We ask.
We map your options
We explain the difference between Original Medicare + a supplement and Medicare Advantage in plain language, and what each means for you specifically.
You enroll on your timeline
When you're ready, we do the paperwork. If you're not ready, no pressure. We'll be here when you are.
You start Medicare with confidence. No penalties, no second-guessing, no confusion.
Medicare gets a lot less scary when someone local walks you through it.
The 65-and-new mistakes we help you avoid
Most of what trips up first-timers is timing and plan-type, not the carriers. Here's what most North Central Florida folks run into, and how we're built to keep you out of it.
What you're up against:
- Late-enrollment penalties that follow you for life
- Picking the wrong type of plan and being stuck for a year
- Out-of-network doctor surprises after enrollment
- Spam calls from out-of-state "Medicare advisors" the moment you turn 64
You enroll on time and avoid lifetime penalties
We map your Initial Enrollment Period to your specific birth month and any employer coverage you have. Same Lake City team year after year. NABIP members.
You pick the right type of plan the first time
We compare Original Medicare + a supplement vs. Medicare Advantage based on your doctors, drugs, and travel patterns. Not on what pays us most. Independent agency. NABIP membership and RSSA® on staff.
You keep your doctors
Before you enroll, we confirm your specialists and primary-care doctor are covered under whichever plan we recommend. No out-of-network surprises after the fact.
You have a real local person to call later
Year-round advocacy by phone, virtually, or in person from our Lake City office. Same team next year, the year after, and the year after that.
Your Initial Enrollment Period is a 7-month window around your 65th birthday. Missing it can cost you for life.
"This family owned business is the BEST! Christine helped me navigate signing up for Medicare and all my supplemental insurance needs. I can't recommend them enough! Thank you very much!"
Paige H. · Verified Google review
"Everyone here is so nice, they make you feel at home. Jacob Strickland is our insurance agent and he is the best, Jacob made everything easy."
Kelly P. · Verified Google review
Year-round advocacy. Every year you're a client.
Every year we re-review your plan to make sure it still fits, for as long as you're a client. Free planning call. No fees, no obligation, no pressure.
- Independent. We work for you, not one carrier.
- We don't cold-call. You reach out, we answer.
- Walk-ins welcome. Phone & virtual too.
Request a callback.
Most people just call (386) 222-3030. If you'd rather we reach out first, leave your info and a real person from our Lake City office will call you back.
We never share your info. We'll only call to follow up on your request.
FAQ
When do I sign up?
Your Initial Enrollment Period is a 7-month window: 3 months before the month you turn 65, the birthday month itself, and 3 months after. We help you map yours exactly.
Do I HAVE to enroll at 65 if I'm still working?
Not always. If you have qualifying employer coverage, you may delay Part B without penalty. We'll review your specific situation for free.
Original Medicare + supplement, or Medicare Advantage?
Depends on your doctors, your medications, your travel, and your budget. We compare both for your situation in plain English. No allegiance to any one plan, no pressure.
Is your service really free?
Yes. The carrier you choose pays our fee, never you. If you don't enroll, you also owe nothing.
Are you with Medicare or the government?
No. Senior Health Advocates is an independent insurance agency. We are not connected with or endorsed by the U.S. government or federal Medicare program.
Will you keep calling me?
No. We don't cold-call. After enrollment, we check in once a year at renewal, and only then unless you ask us to reach out.
Start Medicare the right way. Call (386) 222-3030 today.
A real local advisor walks you through Medicare in plain English, by phone, virtually, or in person. No cost, no pressure, no spam calls.
- 100% free to you. No fees, ever
- We map your exact 7-month enrollment window
- We confirm your doctors are in-network before you enroll
- Free Medicare-at-65 timeline tailored to your birth month
★★★★★ 5.0 on Google · 66+ reviews · Office at 763 SW Main Blvd, Lake City
Your Medicare-at-65 timeline
Four things to know before your 65th birthday.
-
Your Initial Enrollment Period is 7 months. 3 months before your 65th birthday month, the birthday month itself, and 3 months after. We map yours to your specific birth date.
-
If you take Social Security before 65, you're auto-enrolled in Parts A & B. Otherwise you have to actively sign up. We confirm which path applies to you.
-
Employer coverage may let you delay Part B without penalty. Not every employer plan qualifies. We confirm whether yours does so you don't pay for coverage you don't need yet.
-
Late enrollment without qualifying coverage adds a 10% Part B penalty for every 12 months you wait, for life. This is the single biggest mistake we keep new clients from making.