Don't Pay More.
Let's Shop Your Medicare Supplement. Free.
If your premium just jumped 10 to 20%+, you may not have to take it. A real local North Central Florida advisor will compare your options at no cost, and only call you when you ask. The carrier pays our fee, never you.
- 100% free. Always free to you. You pay nothing.
- Independent. We shop the market for you, not the insurance companies.
- Phone & in-person help. No call centers. No spam calls.
Or request a callback if you'd rather we reach out first. We don't cold-call.
763 SW Main Blvd
Why a free Medicare supplement review is worth your call
Independent. Local. The carrier pays our fee, never you.
From real North Central FL clients, verified on Google.
Same Lake City team. Independent agency.
Alachua, Bradford, Clay, Columbia, Duval, Levy, Marion, Suwannee.
3 Steps. Zero Cost.
Quick call. Independent shop. Honest answer. You owe nothing.
Tell us your current plan
Quick 10-minute call. Share what you're paying now and any health considerations. We listen. No sales pitch.
We shop the market
Our independent advisors compare options across the market and tell you honestly whether switching makes sense.
You decide. No pressure.
If a better plan exists and you qualify, we handle the paperwork. If not, we tell you that too. Either way, you owe nothing.
Lower premium, same coverage you trust. Or peace of mind that you're already in the right place.
You stop dreading the mailbox in renewal season.
Why your supplement premium just jumped
You're not the only one. Here's what most North Central Florida seniors are running into right now, and why a free, independent review is worth a 10-minute call.
What you're up against:
- Premiums climbing 10 to 20% per year on supplements that used to go up 3 to 5%
- Fixed-income retirees feeling squeezed and unsure if a better option exists
- Fear of switching: "will the underwriting reject me?", "will I lose my doctor?"
- Endless spam calls from out-of-state "Medicare advisors" you can't trust
You stop overpaying without taking a coverage hit
Medicare supplement coverage is standardized across carriers, only the price changes. We compare plan-by-plan so the apples-to-apples comparison is honest. Same Lake City team. Members of NABIP.
You only switch if it actually makes sense for your health
We walk through the underwriting questions with you up front, before you commit, so there are no surprises. Our credentials hold us to it: NABIP membership and Registered Social Security Analysts (RSSA®) on staff.
You keep your doctors
Medicare supplements work with any provider that accepts Original Medicare. Switching supplements doesn't change which doctors you can see. We confirm your specialists and primary care are in the clear before you sign anything.
You get a year-round advocate, not a one-time sale
We re-review your plan every year and tell you when prices climb again, at no charge. Plans change. Premiums change. Your health changes. Your advocate stays the same.
Supplement underwriting can take weeks. The sooner we look, the more options you have before your next renewal hits.
"This family owned business is the BEST! Christine helped me navigate signing up for Medicare and all my supplemental insurance needs. I can't recommend them enough! Thank you very much!"
Paige H. · Verified Google review
"Everyone here is so nice, they make you feel at home. Jacob Strickland is our insurance agent and he is the best, Jacob made everything easy."
Kelly P. · Verified Google review
Year-round advocacy, every year you're a client
If your plan stops being the best fit, we tell you and re-shop it. Every year. Free.
- Free comparison call. Zero obligation.
- We don't cold-call. You reach out, we answer.
- Real Lake City office. Real licensed people.
Request a callback.
Most people just call (386) 222-3030. If you'd rather we reach out first, fill this out and a real person from our Lake City office will call you back.
We never share your info. We'll only call to follow up on your request.
FAQ
Is this really free?
Yes. The carrier you choose pays our fee, never you. If you don't switch, you owe nothing either.
Will switching make me re-qualify medically?
It depends on the plan and your health history. We walk through the underwriting questions with you up front, before you commit, so there are no surprises.
Will I lose my doctor?
Medicare supplements work with any provider that accepts Original Medicare. We confirm your current doctors are in the clear before you switch.
Are you affiliated with the government or Medicare?
No. Senior Health Advocates is an independent insurance agency. We are not connected with or endorsed by the U.S. government or federal Medicare program.
Do you only sell supplements?
We help with the full Medicare picture: supplement plans, Advantage plans, Part D drug plans, and ancillary coverage. We tell you what fits your situation, not what pays us most.
Will you call me a thousand times?
No. We don't cold-call. Ever. You contact us, we respond. If you become a client we'll check in once a year at renewal. That's it.
Stop overpaying. Call (386) 222-3030 today.
A free, no-pressure Medicare supplement review from a real local advisor. The carrier pays our fee, never you.
- 100% free to you. No fees, ever
- Independent. Multiple carriers, your best fit
- Same Lake City team next year and the year after
- Free 1-page comparison after your first call
★★★★★ 5.0 on Google · 66+ reviews · Office at 763 SW Main Blvd, Lake City
What changes when premiums climb
Three things to know before your next renewal letter arrives.
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Standardized coverage doesn't change. Medicare supplement plans are standardized across carriers, only the price changes. So shopping carriers on the same plan letter is a true apples-to-apples decision.
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Switching is harder once a health condition shows up. Underwriting gets stricter as your health history grows. The earlier you shop, the more options you have.
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Federal Medicare premiums are also rising in 2026. Double-check both sides of your bill so the supplement isn't taking the blame for an increase that's actually on the federal side.